Contractor & Restoration Insurance Hub

Specialized coverage for the professionals who build, restore, and protect.

Built for contractors. Designed for your industry. From job site accidents to property damage claims — the right coverage isn't just smart, it's essential.

Built for Contractors

Designed for your industry.

We understand the unique risks contractors and restoration professionals face every day. We've built a dedicated hub to serve your specific needs.

General Contractors
Roofing Contractors
Plumbing & HVAC Professionals
Electrical Contractors
Restoration & Remediation Companies
Remodeling & Renovation Specialists
Landscaping & Excavation Contractors
Coverage Options for Contractors

The right coverage for every trade.

General Liability Insurance

Protect your business from third-party bodily injury and property damage claims. Required by most clients and job sites.

Workers' Compensation Insurance

Coverage for your employees in case of workplace injuries — keeping you legally compliant and your team protected.

Commercial Auto Insurance

Insure your work vehicles, trucks, and fleets with the right commercial auto policy.

Contractor's Tools & Equipment Coverage

Protect your tools, equipment, and machinery from theft, damage, or loss.

Inland Marine Insurance

Coverage for materials and equipment transported between job sites.

Surety Bonds

From bid bonds to performance bonds and payment bonds — we help you get bonded fast so you can win more contracts.

Builder's Risk Insurance

Coverage for buildings under construction or renovation, protecting the structure and materials during the build.

Professional Liability / E&O

Protection for design-build contractors and professionals who provide advice or design services.

Contractor inspecting a building site with a clipboard
Restoration & Remediation Specialists

Specialized coverage for specialized work.

If you work in water damage restoration, fire and smoke remediation, mold remediation, or environmental cleanup — your insurance needs are even more specialized.

We work with carriers who understand this industry and offer:

  • Pollution Liability Coverage
  • Completed Operations Coverage
  • Mold Remediation Coverage Endorsements
  • Environmental Liability Insurance
Why Contractors Choose Ideas Insurance

We speak your language.

We speak your language — no insurance jargon
Fast certificates of insurance when you need them
Flexible payment options
Coverage that meets the requirements of your contracts and clients
Dedicated support when claims happen

Let's make sure your next project is fully protected.

Get bonded, insured, and back to the job site fast — with coverage built around how you actually work.